Featured Blog
HSA and Medicare Premiums – How to Best Use Your HSA After Age 65
Once you enroll in Medicare, you can no longer contribute to your Health Savings Account anymore but you can still use it tax-free for the rest of your life. In fact, since medical expenses are one of the largest expenses
401(k) Target Date Funds with Annuities – New Hybrid Target Date Funds
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Umbrella Insurance – Liability Coverage for Those with Over $300,000 in Assets
Umbrella insurance is a vital component of many financial plans. As comprehensive financial planners, we analyze more than just your investment accounts—we also conduct a thorough insurance review. This includes
Guide to Roth Conversions – Why, When, and How Much to Convert
As tax rates have declined, more and more baby boomers retire, and 401k balances have risen, many are taking the opportunity to convert their 401k and IRAs into Roths for retirement.
Here’s how to find out if Roth conversions are right for you.
Tax Gain Harvesting – When to Pay 0% Capital Gains Tax
If you have appreciated investments in a brokerage account, whether it be mutual funds, ETFs, or a concentrated individual stock position, you should know about an opportunity that exists within
Tax-Smart Strategies When Moving into a Retirement Community
Moving into a retirement community can be a great way to improve your overall health care, reduce the stress of home ownership, and find new social activities and outlets. There
Charitable Donation Strategies that Provide You Income: Gift Annuities, Charitable Trusts, and More
Those who are charitably inclined, but also early in retirement, often find it hard to balance between ensuring they have the retirement portfolio needed to accomplish their goals for the
Private Credit Investments – Do These Risky Loans Belong in Your Portfolio?
Private credit is a relatively new type of investment that has grown rapidly, and is aggressively sold to investors and advisors with the promise of higher returns. Investing in private
Are Tax Free Municipal Bonds A Good Investment?
Investing in municipal bonds is a topic we get asked about frequently. It is a topic that seems straightforward, but actually has some complicated features and calculations that we find
Strategies and Rules on Gifting Money to Family
Gifting money is a great way to help out a family member in need, or just a way to share your wealth with loved ones. However, there are ways to
5 Ways to Handle Longevity Risk in Retirement
As you think about your retirement, you may be naturally concerned about retirement risks, like outliving your savings, which we call longevity risk. We use five main strategies for ensuring