Featured Blog
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial planning and investment management services. That fee does not change
Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
Blog
Why Cedar Rapids Residents Are Choosing Flat-Fee Financial Advisors
Financial planning in Cedar Rapids is changing. More Iowans, especially retirees and those approaching retirement, are moving away from traditional advisory models and toward something simpler: flat-fee financial advisors. In
2026 Update: Iowa Income Tax & Retirement Changes
As of tax year 2026, Iowa has simplified its income tax system, creating clarity for both working adults and retirees. Here’s what’s new and what it means for your planning.
Iowa State Income Tax in 2026: What the 3.8% Flat Rate Means for You
What are Iowa’s income tax rates and what can you do to keep your state taxes in check?
HSA and Medicare Premiums – How to Best Use Your HSA After Age 65
Once you enroll in Medicare, you can no longer contribute to your Health Savings Account anymore but you can still use it tax-free for the rest of your life. In
Understanding Iowa’s Retirement Tax Laws: What Cedar Rapids Retirees Should Know
Iowa’s tax landscape has undergone significant changes, creating a more favorable environment for Iowa residents, particularly those entering or already enjoying retirement. Navigating Iowa’s New Tax Landscape With recent tax
Flat-Fee vs. AUM: What Cedar Rapids Investors Should Understand Navigating Financial Advice in Cedar Rapids
For investors in Cedar Rapids, building long-term wealth is more than just picking up the right stocks or mutual funds; it’s about making smart financial planning decisions that protect and
Do Flat-Fee Advisors Save You More in the Long Run?
Introduction: Why Your Advisor’s Fee Structure Matters for Your Future Understanding how your financial advisor is paid is one of the most important factors as you search for the best
How to Lower AGI – Benefits of Tax Planning Strategies
One of the key items on your tax return is a set of figures called Adjusted Gross Income, often called AGI, or Modified AGI, often called MAGI. These numbers determine
Should You Convert Your Entire IRA to a Roth?
Does it make sense to fully convert your traditional IRA to a Roth? The root of this question is about future taxes you expect to pay.