Featured Blog
Flat Fee Financial Advisors for Planning and Investment Management
We are excited to announce that Arnold & Mote Wealth Management is now a flat-fee financial advisor. Our clients have one flat fee, billed monthly or quarterly, for both financial planning and investment management services. That fee does not change
Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
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5 Ways to Handle Longevity Risk in Retirement
As you think about your retirement, you may be naturally concerned about retirement risks, like outliving your savings, which we call longevity risk. We use five main strategies for ensuring
Brokered CDs vs Bank CDs – Pros and Cons of Certificate of Deposits Types
Certificates of Deposit (CDs) have long been a popular choice for savers seeking a secure investment for their cash, but with a higher interest rate than a checking or savings
$2 Million Retirement – Unique Issues You’ll Face in Retirement
If you are in position to retire with $2 million or more, you have done an excellent job saving for retirement. And now, once you retire you will deal with
Medigap vs Medicare Advantage – Comparing Supplemental Insurance Options
Choosing between Medicare Advantage and Medigap insurance is a big decision that every retiree has to make. If you are near age 65, you have likely been bombarded with mailers
Inherited Annuities – Taxes, Rules, and Opportunities After Inheritance
Inheriting an annuity can be a great windfall, but can also raise unexpected tax liabilities and administrative burdens to deal with. In this post we cover a few basics to
Why Investing in Low Cost Index Funds is Better Than Active Mutual Funds
In this blog post, we will delve into the benefits of investing in low-cost, passively managed index funds. We will explore the academic research on the topic, the underlying principles
Donor Advised Funds – Using DAF for charitable giving and tax deductions
Donor Advised Funds are a simple, tax advantaged way to give to charity and get a tax deduction for giving money to charity. Here are a few important features and
Cybersecurity for Investment Accounts – How to Protect Your Online Banking Accounts
The FBI estimates that more than $10 billion dollars were lost in 2022 due to cyber related crimes. It has never been more important to keep yourself safe online, but
529 to Roth IRA Rollover – What You Must Know to Transfer from a 529 to Roth
One big change from Secure Act 2.0 was the allowance of unused funds to be rolled from a 529 account to a Roth IRA beginning in 2024. There’s a lot