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HSA and Medicare Premiums – How to Best Use Your HSA After Age 65
Once you enroll in Medicare, you can no longer contribute to your Health Savings Account anymore but you can still use it tax-free for the rest of your life. In fact, since medical expenses are one of the largest expenses
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In-Service 401(k) Rollovers – Rules, Pros, and Cons of Moving Your 401(k) to an IRA
If you are age 59 and a half or older, your 401(k) may have an option that allows you to roll money from your 401(k) into an IRA tax and
Estimated Taxes in Retirement – Managing Tax Bills in Retirement
For most retirees, you won’t need to pay estimated income taxes. That’s one less thing to do each quarter! However, there are a few circumstances when paying estimated taxes in
Understanding Donor-Advised Funds: Guidelines and Limits
You may already know that donating through a Donor-Advised Fund (DAF) is an excellent way to support charitable causes while also receiving potential tax benefits, but there are a few
QLAC – Annuities for Tax Deferral and Longevity Protection
A QLAC, or a Qualified Longevity Annuity Contract, is a unique type of deferred income annuity that is popular for those looking to reduce their RMDs early on in retirement
When to Withdraw from an Annuity – Options for Retirement Income
If you have been saving in an annuity and are nearing retirement, you have a decision to make about how to withdraw money from your annuity in retirement. Depending on
Why We Don’t Invest Clients into Funds that Sell Covered Calls for Income
Covered call funds offer investors the prospect of much higher dividend payments than regular index funds. Funds that follow a covered call strategy have attracted tens of billions of dollars
Calculating Sustainable Retirement Withdrawal Rates With Guardrails
Knowing that you have a sustainable withdrawal rate from your retirement portfolio can take a lot of stress out of retirement. But how do you know what a safe withdrawal
Why We Don’t Invest in High Yield (Junk) Bonds
High yield bonds, also called junk bonds, are fixed income investments issued by companies with low credit ratings. While they offer very high yields that are attractive to many investors,
The Role of an Estate Executor
Thanks for watching! Be sure to grab the checklists and other resources discussed in the webinar below: Checklist of Estate Administration Duties What Issues Should I Consider If My Parent