Knowing that you have a sustainable withdrawal rate from your retirement portfolio can take a lot of stress out of retirement. But how do you know what a safe withdrawal
As tax rates have declined, more and more baby boomers retire, and 401k balances have risen, many are taking the opportunity to convert their 401k and IRAs into Roths for retirement.
Here’s how to find out if Roth conversions are right for you.
Moving into a retirement community can be a great way to improve your overall health care, reduce the stress of home ownership, and find new social activities and outlets. There
Gifting money is a great way to help out a family member in need, or just a way to share your wealth with loved ones. However, there are ways to
As you think about your retirement, you may be naturally concerned about retirement risks, like outliving your savings, which we call longevity risk. We use five main strategies for ensuring
If you are in position to retire with $2 million or more, you have done an excellent job saving for retirement. And now, once you retire you will deal with
Choosing between Medicare Advantage and Medigap insurance is a big decision that every retiree has to make. If you are near age 65, you have likely been bombarded with mailers
One big change from Secure Act 2.0 was the allowance of unused funds to be rolled from a 529 account to a Roth IRA beginning in 2024. There’s a lot
A 457 retirement plan may be available to you if you work for a state or local government, or a non profit organization. You may have been notified if an
Qualified charitable distributions, or QCDs, are almost always the most tax efficient ways to give to charity. However, they are only available for those of a specific age, and with