Successfully appealing Medicare’s IRMAA surcharge can save a retired couple thousands of dollars in annual Medicare costs. However, there are strict requirements for when you can and cannot appeal the
Long term care insurance is not cheap. but, it can be very important. Here’s how to know if you need it, and what to look for in a policy.
Life insurance is a vital part of any financial plan. But, that plan can change over time. An insurance policy that was right for you at one time may not be right for you today. How should you decide when to surrender or cash out a life insurance policy?
Every fall you are able to change your Medicare Part D drug plan. Here’s how to see if you can save money this year on your prescriptions
If you have an annuity and are about to retire, you have an important decision to make. Do you need an annuity? Or is it better to cash it out? Here’s what to know:
Life insurance is incredibly important protection for families, but it can be hard to determine just how much is enough, and why type of insurance is best for you. Here’s how we help our clients make sure they are protected without breaking the bank.
Health care in early retirement can be one of the largest expenses for a new retiree. Here are 3 options you may want to consider if you are retiring before you are age 65 and need health insurance before you become eligible for Medicare:
Planning for the costs of long term care can be one of the most difficult tasks for retirees who are in need of long term care, or supporting a loved one who is in need of care.
We have a few suggestions for how you approach this topic:
An increasing number of Americans are working well into their 70s and even their 80s. Enjoying a few more years of employment and income (or delaying retirement, depending on your viewpoint) has a number of benefits, but also presents workers and spouses with a key question.
Medicare could very well be a casserole (or “hot dish” for those of us with Minnesota roots) of alphabet letters A to N. The traditional ingredients are Original Medicare Parts A and B, with many adding Part D for prescription drugs and supplemental Medigap plans ranging from A to N. Alternatively, some substitute Parts B and D for Part C, better known as Medicare Advantage.