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HSA and Medicare Premiums – How to Best Use Your HSA After Age 65
Once you enroll in Medicare, you can no longer contribute to your Health Savings Account anymore but you can still use it tax-free for the rest of your life. In fact, since medical expenses are one of the largest expenses
Understanding Required Minimum Distributions (RMDs) for Inherited IRAs
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IPERS Retirement Options – What Are the Best IPERS Payout Options for You?
The IPERS pension system is a great option for many Iowa retirees. But there are some really important things to know about the payout options available for IPERS retirees before
2026 Update: Student Loans, ACA Premium Credits, and Medicare Part D Changes (Inflation Reduction Act)
The headlines can move quickly, which can make it difficult to separate proposed changes from the rules that are actually in effect today.
Defined Maturity Funds – Best Bond Investment to Reduce Interest Rate Risk
The best bond investment to reduce interest rates risk is defined maturity bond funds. The rise of interest rates has led to one of the more volatile times in recent
TIAA Traditional Annuity – Options for Retirement and Withdrawals
The TIAA traditional annuity is one of the investment options within your qualified retirement account at TIAA. For many employees it was your default investment option, so you may have
Net Investment Income Tax (NIIT) – When it Will Apply, How to Avoid
The Net Investment Income Tax is an added tax that is charged on dividends, interest, and capital gains from your investments. It can also apply to many other forms of
HSA for Retirement – Withdrawals After Age 65
Health Savings Accounts (HSA) are one of the best types of accounts for retirement. They have more potential tax advantages and flexibility than any other retirement account. For those who
Managing Your Retirement Plan and Withdrawals During a Stock Market Decline
History has shown that stock market declines are a normal part of investing. But how do we know when a stock market decline is more mild and of little concern
I Bonds for Retirement – Are IBonds a Good Investment?
I bonds have recently been a healthy alternative as a part of the diversification of your retirement portfolio. As the stock market has been very volatile, investors are starting to
What Can I Do With My RMD If It Is Not Needed?
If you don’t need your RMD (required minimum distribution) to cover ongoing living expenses, you are required to still take it. Here are 3 options that can help you reduce