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HSA and Medicare Premiums – How to Best Use Your HSA After Age 65
Once you enroll in Medicare, you can no longer contribute to your Health Savings Account anymore but you can still use it tax-free for the rest of your life. In fact, since medical expenses are one of the largest expenses
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Social Security Fairness Act – Windfall Elimination Provision (WEP), GPO Repeal Update
If you or your spouse have social security benefits that have in the past been affected by the WEP (Windfall Elimination Provision) or GPO (Government Pension Offset) programs, there’s big
2025 New 401(k) Super-Catch Up Contributions
One of the most significant changes to 2025 is a new, extra catch-up contribution amount available for those between ages 60 and 63 in their 401(k), 403(b), or other employer
Understanding Required Minimum Distributions (RMDs) for Inherited IRAs
Rules for required distributions from inherited IRAs have changed significantly in recent years. For several years, there was uncertainty regarding how recent tax laws, such as the SECURE Act, applied
Iowa Inheritance Tax – How Much is the Inheritance Tax in Iowa?
When a loved one passes away and leaves behind property, you may be required to pay Iowa inheritance taxes. How much, or whether you pay any inheritance taxes at all,
Non Deductible IRA vs Brokerage Account – Which is Better?
Non-deductible IRA contributions are a common option for savers to get more money into retirement accounts. While saving into an IRA is certainly never a bad idea, we find that
Iowa State Income Tax in 2026: What the 3.8% Flat Rate Means for You
What are Iowa’s income tax rates and what can you do to keep your state taxes in check?
Medicare IRMAA FAQs – Tax Deductions, Duration, and How to Pay
For higher income retirees, Medicare adds a surcharge to your Part B and Part D premiums, called IRMAA, or the Income Related Monthly Adjustment Amount. The extra charge is determined
What Types of Income is IRMAA Based On? Calculating MAGI for Medicare IRMAA Surcharge
Understanding the type of income that counts towards the IRMAA calculation is important because avoiding IRMAA can save you hundreds of dollars per month on each spouse’s monthly Medicare bill.
Dangers of Dividend Investing – Why We Use a Total Return Approach
The benefits of dividend investing are frequently hyped across financial media, by bloggers, and even by financial advisors. We get a lot of questions about the best dividend funds and