Featured Blog
HSA and Medicare Premiums – How to Best Use Your HSA After Age 65
Once you enroll in Medicare, you can no longer contribute to your Health Savings Account anymore but you can still use it tax-free for the rest of your life. In fact, since medical expenses are one of the largest expenses
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How to Protect Your Financial Information Online
Clients often ask us how they should keep their information secure online. We have 2 suggestions:
3 Early Retirement Health Insurance Options – Before Medicare
Health care in early retirement can be one of the largest expenses for a new retiree. Here are 3 options you may want to consider if you are retiring before you are age 65 and need health insurance before you become eligible for Medicare:
Frozen Pension Plan? What To Do Today To Fix Your Retirement Plan
If your pension plan has been frozen, how you need to save and prepare for retirement has changed. Here’s how to adjust to keep your retirement plan on track:
Financial Planning for Long Term Care
Planning for the costs of long term care can be one of the most difficult tasks for retirees who are in need of long term care, or supporting a loved one who is in need of care.
We have a few suggestions for how you approach this topic:
Reduce Taxes with Tax Loss Harvesting
Tax Loss Harvesting is one way that you can take advantage of stock market declines to strategically give you a tax deduction. But, it should not be done by everyone. Here’s how to know if its right for you and its benefits:
Should I Pay Off My Mortgage Early or Invest?
Deciding between paying down your mortgage early or investing can be a difficult choice for any household.
The correct decision for you is dependent on a number of variables, but we will give you a few items to consider:
Guide to College Funding Part 2: Late Stage and Last Minute College Planning
College planning is much more than just funding a 529 plan and saving money for 15 years. This section of our college planning guide covers strategies available to help you save money in the late stages or “last minutes” of planning, roughly from the time the child is a sophomore in high school through college graduation.
Here’s How (and Why) to Invest in Iowa Municipal Bonds
Iowa municipal bonds can save Iowans a lot of money. But, many investors are not investing in the right municipal bonds or funds to maximize their potential tax savings.
Developing a Charitable Giving Strategy to Maximize Your Giving
In this post, we walk you through a few key steps that we think about with clients as we develop their charitable giving plan to maximize benefit for charity and yourself.